Foreign Exchange and Trade

ACC - Advance on Foreign Exchange Contract: Pre-shipment financing method that provides the exporter of goods and services with the working capital needed to produce the goods to be exported.

ACE - Advance on Foreign Exchange Delivered: A post-shipment financing method that gives exporters of goods and services the chance to offer better terms to their clients abroad.

Loans and Financing

A type of loan to obtain funds with no specific purpose, commonly used to strengthen a company's cash flow, whether in the short, medium or long term.

It is an extremely flexible product in terms of volumes, rates, terms, guarantees, contracting and payment methods, and can adapt monthly installment payments to the seasonality of the client's cash flow or be paid off at the end of the contract with interest paid in installments.

Investment

The Bank Deposit Certificate (CDB) is a fixed-income security registered to the client, issued by Bank of China (Brasil) Banco Múltiplo S/A as a term deposit, with the Term and Rate conditions established at the time of closing the transaction. The CDB's remuneration can be referenced to pre-fixed rates, post-fixed rates, rates linked to the variation in the CDI, Selic or rates indexed to price indices (IPCA or IGP-M). CDB investments help investors in their planning strategies by offering short-, medium- and long-term investments.

Sustainability

Bank of China (Brasil) Banco Múltiplo S/A, as a financial institution, is aware of its responsibilities for the development of a sustainable society and is committed to promoting businesses that generate value for its stakeholders, through established principles, strategies and guidelines.